Yes. Every FPT account is simulated. Balances, orders, positions, fills and profits inside an FPT account are simulated numbers produced by FPT's own trading system.
The payouts are not simulated. When you meet the funded rules and a payout is approved, FPT sends you real money from FPT's own funds. Those two facts sit together comfortably once you see how the model works — that is what the rest of this article explains.
How the Model Actually Works
FPT is an evaluation company. Its product is a measurement: can you trade prediction markets profitably, repeatedly, and inside a risk framework?
To measure that, FPT gives you a simulated account with a defined size, a profit target and risk limits. You place orders against live prediction-market prices from Polymarket and Kalshi coverage. FPT's system fills those orders inside its own environment, tracks your P&L, and applies the rules.
Nothing you do inside that account touches an exchange. FPT does not send your order to Polymarket or Kalshi, does not hold a position on your behalf, and does not hold your money.
What FPT is buying, in effect, is information about your trading. That information is worth paying for — which is why traders who prove out get paid.
Why the Payouts Are Real
A payout is compensation for measured performance, funded by FPT.
It is not:
- a withdrawal of a deposit — you never deposited trading capital
- an investment return — you never invested anything with FPT
- a share of another customer's losses
- gambling winnings
It is closer to a performance-based fee: you produced a result inside FPT's evaluation environment, that result met a published standard, and FPT pays for it out of company funds at a 90% trader / 10% firm split. That is why the money is real even though the account is not.
What Is Simulated and What Is Real
| Simulated | Real |
|---|---|
| Your account balance | The fee you pay for the account |
| Your orders and positions | The market prices your orders are measured against |
| Your fills and slippage | The rules and the risk limits |
| Your profit and loss | The payout FPT sends when a payout is approved |
| Your account size ($25k / $50k / $100k) | The 90/10 split applied to funded profit |
An account size is a risk parameter, not cash. A "$50k account" describes the scale at which your performance is measured — the profit target, the maximum loss, the position limits. It is not $50,000 of buying power sitting somewhere with your name on it, and it is not money you can withdraw.
Where the Prices Come From
Simulated does not mean invented. Your fills are determined against live prediction-market data, and available liquidity is taken into account — FPT does not promise you a fill at a stale price.
Two consequences follow, and both are honest limits rather than fine print:
- Estimated slippage or price impact shown in the dashboard is an estimate, not a guarantee.
- Markets that are thin, restricted, expiring or in dispute may be limited or blocked. A position may never exceed 5% of that market's trailing 24-hour volume.
See How Simulated Market Activity Works, How Simulated Fills Are Determined and Estimated Slippage and Price Impact.
What This Means for You in Practice
Your downside is the fee. Because you never deposit trading capital, the most you can lose on a trading decision is the account itself. A breach ends the account; it does not create a debt.
Simulated performance has limits. A simulated result is not identical to a live result. Live execution, exchange fees, queue position and real liquidity behave differently. FPT does not present simulated performance as a prediction of live results. The full statement is in the Simulation and Risk Disclosure.
The rules are what you are trading against. Because the environment is FPT's, the rules matter more than in a brokerage account. The evaluation objectives, the position limits and the conduct rules are published and versioned — start at Complete Evaluation Rules by Account Size.
What FPT Does With Your Trading Data
FPT monitors and analyses account activity — orders, positions, timing, risk behaviour, market selection and performance — for platform operation, fraud prevention, payout review, analytics, product development, risk research and strategy research. FPT may also test internal simulated or live replication using its own capital.
None of that creates any promise of live allocation, copy trading, higher limits or extra compensation. A future live-capital opportunity, if it ever exists, is discretionary. See Data Monitoring and Performance Analysis and Future Live-Capital Review.
Plain Answers to the Common Follow-Ups
Is this a demo account? It is a simulated account with real economic consequences — you pay to take it, and you get paid if you pass and perform.
Do my trades move the real market? No. Nothing you do inside FPT reaches an exchange order book.
Is FPT a broker? No. FPT is not a brokerage, exchange, custodian, adviser, bank or trading venue, and is not affiliated with Polymarket or Kalshi unless expressly stated.
Is this gambling? No. FPT is not gambling, gaming, betting, a contest or a sweepstakes. It is a paid skill evaluation with performance-based compensation.
Still Need Help?
Email support@fundedpredictiontrader.com if anything above is still unclear — this is the article we would rather over-explain than under-explain.