The Three Limits
| Limit | Value |
|---|---|
| Active accounts at one time | 5 |
| Combined notional allocation | $500,000 |
| Net approved payouts per Eastern Time calendar month | $25,000 |
All three are counted per person, not per account, and a second profile or a company does not reset them. You hold one FPT profile, and every account, purchase, rule version and payout record sits under it.
Five Active Accounts
Five evaluations, five funded accounts, or any mix of sizes all reach the limit. Five funded accounts plus five further evaluations is ten, and is not permitted.
Active means a status of Reserved, Active Evaluation, Passed / Pending Funded Review, or Funded. A Suspended account still counts. Breached and Closed accounts do not. See Account Statuses.
An evaluation and the funded account it becomes are one account throughout, so passing neither consumes a second slot nor frees one. A slot is released when an account becomes Breached or Closed.
$500,000 Combined Allocation
Your active accounts may total a maximum combined allocation of $500,000 — the figure five active $100,000 accounts produce. A purchase that would take you above it is refused even if you have fewer than five active accounts, and the total is recalculated whenever an account is added, breached or closed.
Allocation is the notional account size: $25,000, $50,000 or $100,000. It sets your rule parameters. It is not cash, a deposit, capital held for you, real buying power, money you can withdraw, or the amount you may hold in positions at one time. A customer at the full $500,000 is still limited, on each account, to that account's max open size in total open exposure — and in any one market to the lower of what that account has left and 5% of the market's trailing 24-hour volume.
$25,000 in Payouts per Month
FPT will approve a maximum of $25,000 in net performance payouts per person per calendar month, across every account you own or control. The month is an America/New_York calendar month, and a payout counts toward the month in which it is approved — not when you requested it and not when the profit was earned.
It sits above the per-account payout caps, so a payout satisfies its account's cap first and then fits inside your remaining allowance. Like the caps, the $25,000 is net to you.
Five funded $100,000 accounts, each approved at the top $3,500 cap, pay 5 × $3,500 = $17,500 — comfortably inside the maximum. A second round in the same month would total $35,000, of which $25,000 could be approved.
When the allowance is used up, no further payout may be approved for you until the next Eastern Time calendar month begins. Your payout cycles stay open with their profit, qualifying days and consistency intact, and your allowance starts again there. FPT never approves a smaller payout automatically to fit what is left — you choose that amount yourself, and a smaller payout you accept still closes that account's cycle. If what remains is below the account's minimum payout, you wait for the next month.
The qualifying conditions for a payout are in Payout Rules.
One Person, One Profile
All three limits count per person, not per email address, profile or payment method — so a second profile, a duplicate identity, a purchase made under another person's name or through a company, or someone purchasing on your behalf all breach this rule and Prohibited Trading Conduct. Accounts held by people who trade in coordination may be treated as one set.
If you have ended up with two profiles by accident, email support@fundedpredictiontrader.com from the one you want to keep and ask for them to be reconciled — a duplicate you report is an administrative fix. FPT verifies identity before a funded account is activated and before a payout is paid, and one found at that point is not: where one person holds accounts across more than one profile, FPT may consolidate or close the excess accounts and withhold payouts attributable to them. See Breaches and Rule Reviews.