Payout Rules

The Minimum Payout

The minimum is the net amount you actually receive, and it is the figure you request.

There is no minimum-buffer requirement — no balance you have to hold before requesting.

If the monthly allowance left to you is below your minimum, you wait until the next Eastern Time calendar month. FPT never issues an automatically undersized payout, and never reduces the amount you asked for without you accepting the smaller figure.

The Payout Cycle

Your first cycle opens at funded activation. A new one opens only after the previous payout is approved, and a cycle closes at approval, not at submission, so trading before approval stays in the outgoing cycle and can affect the decision. A voluntarily smaller payout still closes the cycle.

Profit left in the account after a payout stays there as account equity, but only profit earned in the new cycle can be included in your next payout. See Payout Cycles and Fresh Profit.

What Limits an Approved Payout

The approved payout is the lowest of four figures:

1. Your net payout eligibility in the current cycle: 90% of positive net realized payout-cycle profit.
2. Your account's current per-payout cap.
3. Your remaining aggregate monthly allowance.
4. The largest amount deductible while keeping the account above its active drawdown floor.

If the lowest of the four is below your account's minimum, there is no payout to request yet.

Caps are net to you. A cap of $1,000 means $1,000 in your hands after the 90/10 mechanics are handled internally, so a full net $3,500 needs $3,500 ÷ 0.90 ≈ $3,888.89 of net realized cycle profit, and a cycle that netted exactly $3,500 pays $3,150 however high the cap above it happens to be. Your cap rises with each approved payout to a terminal maximum; the ladder is in Scaling.

Realized profit only. Only closed, realized or otherwise finally settled simulated P&L becomes payout-eligible — a position you still hold becomes payable once you close it. The exact accounting definition of "realized" for a market that resolves while you hold it is one of the figures published before trading launches.

Qualifying Days and Consistency

You need five qualifying payout days in the current cycle. A day qualifies at net profit of at least $100 on the $25k, $150 on the $50k or $200 on the $100k, and the count resets only on an approved payout.

Consistency is largest profitable FPT Trading Day ÷ total net profit in the cycle × 100, and must be 40% or less. It is assessed at request and may be re-checked up to approval. Exceeding 40% does not breach the account; it means you are not yet eligible to request. For the complete rule, see Consistency and Qualifying Days.

The $25,000 Aggregate Monthly Maximum

A person may receive a maximum of $25,000 in net approved performance payouts per Eastern Time calendar month, across every FPT account they own or control, counted in the month of approval. Once it is exhausted, nothing further is approved until the next month — and exhausting it does not close a cycle, so your profit, days and consistency stay intact. Full rule: Account Limits.

Requesting a Payout

You request from the FPT dashboard, which names any condition still outstanding rather than turning the request away. Two conditions sit outside the cycle itself: identity verification complete, and the account carrying no open breach and no unresolved rule review.

Your account information must be accurate and your payout destination must be owned by you — FPT pays the verified account holder and not a third party.

Review, Approval and Processing

Every request is reviewed before it is approved. Review looks at order and position history, timing, market selection, risk behaviour, sizing against your limits, profile integrity and verification status. How long it takes depends on what needs checking, so FPT does not publish a fixed figure for the review step.

On approval, the lowest of the four limits above is the amount approved. It is deducted from your simulated balance, the cycle closes, and your scaling milestone advances.

Approved payouts are processed within 48 hours of approval. Processing is FPT's act of sending the payment; how long it takes to arrive depends on the payout method. FPT publishes its payout methods before the first payout cycle, and tax on what you receive is yours to handle. See Payout Methods and Taxes.

If a Request Is Not Approved

Most often this is a condition still outstanding — a qualifying day short, verification incomplete, or the monthly allowance already used. Your account carries on as normal, your cycle stays open, and you request again once the condition is met.

FPT may reduce, defer or decline a payout where a review establishes that a rule in this article, in Funded Account Rules or in Prohibited Trading Conduct was not met, or where the account is in breach. A request FPT cannot verify may be held or denied.

FPT states the rule it relied on, and the decision may be appealed; see How Payouts Work. A decision resting on a conduct rule may also close the account. One resting on a technical condition — an unmet qualifying day, incomplete verification — does not.